Personal injury law

Georgia injury law beside the law of other states

Each comparison sets Georgia beside one other state, topic by topic: deadlines, fault, damages, claims against the government. Choose a topic to read the rule of every state compared.

  • 31 states compared
  • 399 rules side by side
  • 24 topics on the board

Start with Georgia

One topic, every state compared

Each topic named in at least 4 comparisons. Each state opens its comparison.

Injured person's own fault 29 states

Georgia, in the comparison with Montana Recovery reduced; barred at 50% or more (O.C.G.A. § 51-12-33)

  1. Montana

    Recovery reduced; barred only if the injured person's negligence is greater than that of the defendant or the combined negligence of all defendants (MCA 27-1-702)

  2. Missouri

    Pure comparative fault: recovery reduced, never barred (Gustafson v. Benda, 1983; RSMo § 537.765 for product claims)

  3. Mississippi

    Pure comparative fault: recovery reduced, never barred (Miss. Code Ann. § 11-7-15)

  4. New Mexico

    Pure comparative negligence: recovery reduced, never barred by the plaintiff's share alone (Scott v. Rizzo, 1981)

  5. New Jersey

    Recovery reduced; barred only if the injured person's negligence is greater than that of the defendant or the combined negligence of the defendants (N.J.S.A. 2A:15-5.1)

  6. New Hampshire

    Recovery reduced; barred only if the plaintiff's fault is greater than the defendant's or the defendants' in the aggregate (RSA 507:7-d)

  7. Nevada

    Recovery reduced; barred only if the plaintiff's negligence is greater than the combined negligence of the defendants (NRS 41.141)

  8. Nebraska

    Recovery reduced; barred if equal to or greater than the total negligence of the defendants; the jury is told the effect (Neb. Rev. Stat. § 25-21,185.09)

  9. Minnesota

    Recovery reduced; barred only if the injured person's fault is greater than the fault of the person against whom recovery is sought; last clear chance abolished (Minn. Stat. § 604.01)

  10. Massachusetts

    Recovery reduced; barred only if the plaintiff's negligence is greater than the total negligence of the defendants (G.L. c. 231, § 85)

  11. Maryland

    Contributory negligence: the injured person's own negligence bars recovery, subject to the last clear chance doctrine (Coleman v. Soccer Ass'n of Columbia, 2013)

  12. Maine

    Reduced "by dollars and cents, and not by percentage"; barred if "equally at fault" (14 M.R.S. § 156)

  13. Louisiana

    Recovery reduced; barred at 51% or more under the 2025 amendment effective January 1, 2026 (La. Civ. Code art. 2323(A)(2); Act 15 of 2025)

  14. Kentucky

    Fault allocated among all parties and the award reduced; the statute sets no bar (KRS 411.182)

  15. Kansas

    Recovery reduced; recovery only if the injured party's negligence "was less than the causal negligence" of the defendants (K.S.A. 60-258a(a))

  16. Iowa

    Recovery reduced; barred only if the claimant's fault is greater than the combined fault of the defendants, third-party defendants, and released persons (Iowa Code § 668.3(1))

  17. Indiana

    Recovery reduced; barred if the claimant's fault is greater than the fault of all others who contributed (Ind. Code §§ 34-51-2-5, 34-51-2-6)

  18. Illinois

    Recovery reduced; barred only if the plaintiff's fault is more than 50% (735 ILCS 5/2-1116)

  19. Idaho

    Recovery reduced; allowed only if the injured person's fault "was not as great as" that of the person sued (Idaho Code § 6-801)

  20. Hawaii

    Recovery reduced; barred only if the injured person's negligence is greater than that of the defendants combined (HRS § 663-31)

  21. Florida

    Recovery reduced; barred if "greater than 50 percent at fault", in cases filed after March 24, 2023 (Fla. Stat. § 768.81(6); ch. 2023-15, § 30)

  22. Delaware

    Recovery reduced; barred only if the plaintiff's negligence is greater than that of the defendant or the combined negligence of all defendants (10 Del. C. § 8132)

  23. Connecticut

    Recovery reduced; barred only if the claimant's negligence is greater than the combined negligence of the defendants and released persons (C.G.S. § 52-572h(b))

  24. Colorado

    Recovery reduced; barred if equal to or greater than the defendant's negligence (C.R.S. § 13-21-111)

  25. California

    Pure comparative negligence, even when the plaintiff is as much or more at fault (Li v. Yellow Cab Co., 1975)

  26. Arkansas

    Recovery reduced; barred if the claimant's fault is equal to or greater than the defendants' (Ark. Code § 16-64-122)

  27. Arizona

    Pure comparative negligence: recovery reduced, never barred, except for a claimant who intentionally, wilfully, or wantonly caused the injury (A.R.S. § 12-2505)

  28. Alaska

    Recovery reduced but never barred (AS 09.17.060)

  29. Alabama

    Any contributory negligence bars a negligence claim; not a defense to wantonness (Golden v. McCurry, 1980)

Defendants sharing fault 24 states

Georgia, in the comparison with Montana Each pays only its own share, apart from concerted action (§ 51-12-33(b))

  1. Montana

    A party at 50% or less pays only its own share; the others are jointly liable for the rest (MCA 27-1-703(2))

  2. Missouri

    A defendant 51% or more at fault pays the whole judgment; below 51%, only its own share; punitive damages several only (RSMo § 537.067)

  3. Mississippi

    Several only, except those who consciously and deliberately pursue a common plan; fault of an immune party is not reallocated (Miss. Code Ann. § 85-5-7)

  4. New York

    A defendant 50% or less at fault pays only its share of non-economic loss; full liability remains for economic loss and in car crash, reckless disregard, Labor Law article 10, and other excepted cases (CPLR 1601, 1602)

  5. New Mexico

    Several liability, with exceptions for intentional wrongdoers, vicarious liability, strict product liability, and public-policy cases (NMSA § 41-3A-1)

  6. New Jersey

    A party 60% or more responsible pays the full damages; a party under 60% pays only its share (N.J.S.A. 2A:15-5.3)

  7. New Hampshire

    Joint and several liability, except that a party less than 50% at fault is liable only for its own share; an uncollectible share can be reallocated (RSA 507:7-e)

  8. Nevada

    Each pays only its own share, except strict liability, intentional torts, toxic substances, concerted acts, and product injuries (NRS 41.141(4), (5)); malpractice defendants several only (NRS 41A.045)

  9. Nebraska

    Joint and several for economic damages; several only for noneconomic damages; joint and several for both when defendants act in concert (Neb. Rev. Stat. § 25-21,185.10)

  10. Minnesota

    Each pays its own share, except a defendant more than 50% at fault, a common scheme, an intentional tort, and listed environmental and public health claims (Minn. Stat. § 604.02, events on or after August 1, 2003)

  11. Michigan

    Several only; exceptions include a malpractice case where the plaintiff has no fault (MCL 600.6304(4), (6))

  12. Maine

    Each defendant "jointly and severally liable to the plaintiff for the full amount" (14 M.R.S. § 156)

  13. Kansas

    Each pays in proportion to its causal negligence (K.S.A. 60-258a(d))

  14. Indiana

    Each defendant's verdict is its percentage of fault times the damages; nonparties can be assigned fault (Ind. Code § 34-51-2-8)

  15. Illinois

    All liable defendants jointly liable for medical expenses; a defendant at 25% or more jointly liable for all other damages; under 25% severally liable for the rest (735 ILCS 5/2-1117)

  16. Hawaii

    Joint and several for economic damages; for noneconomic damages, joint and several against a defendant 25% or more at fault; fully joint and several in listed case types (§ 663-10.9)

  17. Florida

    Each pays only its own share, "not on the basis of the doctrine of joint and several liability" (§ 768.81(3))

  18. Connecticut

    Each pays its proportionate share, but an uncollectible share can be reallocated to the other defendants (§ 52-572h(c), (g))

  19. Colorado

    Each pays only its own share, apart from a conscious conspiracy; nonparties named within 90 days can be assigned fault (C.R.S. § 13-21-111.5)

  20. California

    Several only for non-economic damages; economic damages outside that rule (Civ. Code § 1431.2)

  21. Arkansas

    Several only, including punitive damages; shares of solvent defendants can be increased by limited points when a share is uncollectible (Ark. Code §§ 16-55-201, 16-55-203)

  22. Arizona

    Several only, except for acting in concert, agent or servant, and federal employers' liability claims (A.R.S. § 12-2506)

  23. Alaska

    Several liability according to each party's percentage of fault (AS 09.17.080(d))

  24. Alabama

    Joint tortfeasors generally have no right of contribution among themselves (Holcim, 2009)

General injury deadline 9 states

Georgia, in the comparison with Montana 2 years (§ 9-3-33)

  1. Montana

    3 years (MCA 27-2-204(1))

  2. Missouri

    5 years (RSMo § 516.120(4)), from when the damage is sustained and capable of ascertainment (§ 516.100)

  3. Mississippi

    3 years; a latent injury accrues on discovery (Miss. Code Ann. § 15-1-49)

  4. New Hampshire

    3 years from the act or omission, or from discovery when the injury could not reasonably have been discovered (RSA 508:4)

  5. Nebraska

    4 years (Neb. Rev. Stat. § 25-207(3))

  6. Maryland

    3 years from accrual (Md. Code, Cts. & Jud. Proc. § 5-101)

  7. Maine

    6 years after the cause of action accrues (14 M.R.S. § 752)

  8. Louisiana

    2 years from the day injury or damage is sustained, for delictual actions arising after July 1, 2024 (La. Civ. Code art. 3493.11, enacted by Act 423 of 2024)

  9. Colorado

    2 years (C.R.S. § 13-80-102(1)(a))

Wrongful death deadline 17 states

Georgia, in the comparison with Montana 2 years from death (§ 9-3-33)

  1. Montana

    3 years; 10 years when the death results from a homicide (MCA 27-2-204(2))

  2. Missouri

    3 years after the cause of action accrues (RSMo § 537.100)

  3. New York

    2 years from death; at least 1 year after a related criminal action ends (EPTL 5-4.1)

  4. New Mexico

    3 years; the cause of action accrues on the date of death (NMSA § 41-2-2)

  5. New Jersey

    2 years after death; no limit when, for murder, aggravated manslaughter, or manslaughter, the defendant was convicted, found not guilty by reason of insanity, or adjudicated delinquent (N.J.S.A. 2A:31-3)

  6. New Hampshire

    Within 6 years after the death, "subject to the provisions of RSA 508" (RSA 556:11)

  7. Minnesota

    3 years from death and 6 years from the act at most; no limit for murder (Minn. Stat. § 573.02)

  8. Massachusetts

    3 years from death, or from when the executor or administrator knew or should have known the factual basis (G.L. c. 229, § 2)

  9. Maryland

    3 years from death (CJP § 3-904(g))

  10. Maine

    3 years after death; 6 years from discovery for a homicide (18-C M.R.S. § 2-807(2))

  11. Kentucky

    1 year after the personal representative qualifies; a representative appointed more than a year after death is treated as qualified on the last day of that year (KRS 413.180)

  12. Illinois

    2 years from death; 5 years for death from violent intentional conduct; 1 year after a listed criminal case ends (740 ILCS 180/2(d), (e))

  13. Hawaii

    2 years from death (§ 663-3)

  14. Florida

    2 years (§ 95.11(5)(e))

  15. Delaware

    2 years from accrual (10 Del. C. § 8107)

  16. Connecticut

    2 years from death; 5 years from the act at most, with a homicide exception (§ 52-555)

  17. Alabama

    2 years from death (§ 6-5-410(d))

Medical malpractice deadline 25 states

Georgia, in the comparison with Montana 2 years from injury; 5 years from the act at most (§ 9-3-71)

  1. Montana

    2 years from injury or discovery, whichever is later; 5 years from the injury at most; tolled while the provider fails to disclose a known error (MCA 27-2-205(1))

  2. Missouri

    2 years from the act; discovery only for a foreign object or an unreported test result; 10 years at most; a minor until the 20th birthday (RSMo § 516.105)

  3. Mississippi

    2 years from discovery; 7 years from the act at most, except a foreign object or fraudulent concealment (Miss. Code Ann. § 15-1-36(2))

  4. New York

    2 years and 6 months from the act or the end of continuous treatment; foreign objects 1 year from discovery; missed cancer diagnosis from knowledge, 7 years at most (CPLR 214-a)

  5. New Mexico

    3 years after the act of malpractice, against a qualified health care provider (NMSA § 41-5-13)

  6. Nevada

    For injuries on or after October 1, 2023: 3 years from injury or 2 years from discovery, whichever comes first (NRS 41A.097(3))

  7. Nebraska

    2 years from the act; 1 year from discovery if not discoverable within 2 years; 10 years at most (Neb. Rev. Stat. § 44-2828)

  8. Minnesota

    4 years from accrual, which is when some compensable damage occurs, not discovery (Minn. Stat. § 541.076; MacRae, 2008)

  9. Michigan

    2 years from the act, or 6 months after discovery if later; 6 years from the act at most (MCL 600.5805(8), 600.5838a)

  10. Massachusetts

    3 years from accrual; 7 years from the act at most, except a foreign object (G.L. c. 260, § 4)

  11. Maryland

    The earlier of 5 years from the injury or 3 years from discovery; for a child under 11, the clock starts at 11 (CJP § 5-109)

  12. Maine

    3 years from the act or omission; foreign object from discovery (24 M.R.S. § 2902)

  13. Louisiana

    1 year from the act or from discovery; 3 years from the act at most, including for minors (La. R.S. 9:5628)

  14. Kentucky

    1 year from discovery; 5 years from the act at most (KRS 413.140(1)(e), (2))

  15. Iowa

    2 years from when the claimant knew, should have known, or received written notice of the injury; 6 years from the act at most, unless a foreign object was left in the body (§ 614.1(9))

  16. Indiana

    2 years from the act, omission, or neglect; a child under 6 has until the eighth birthday (Ind. Code § 34-18-7-1)

  17. Illinois

    2 years from knowledge or notice of the injury; 4 years from the act at most; minors 8 years, but not after the 22nd birthday (735 ILCS 5/13-212)

  18. Idaho

    2 years from the occurrence; for a foreign object or fraudulent concealment, 1 year from discovery or 2 years from the occurrence, whichever is later (§ 5-219(4))

  19. Hawaii

    2 years from discovery; 6 years from the act at most, extended while a provider fails to disclose a known error (§ 657-7.3)

  20. Florida

    2 years from the incident or its discovery; 4 years at most, 7 with fraud or concealment; those outer limits do not bar a child's claim brought by the eighth birthday (§ 95.11(5)(c))

  21. Delaware

    2 years from the injury; 3 years if the injury could not have been discovered within 2; a child under 6 has until the 6th birthday if later (18 Del. C. § 6856)

  22. Colorado

    2 years from accrual; 3 years from the act at most, with exceptions for concealment, foreign objects, and unknown injury (C.R.S. § 13-80-102.5)

  23. California

    3 years from injury or 1 year from discovery, whichever comes first; 3 years at most unless tolled for fraud, concealment, or a foreign body (Code Civ. Proc. § 340.5)

  24. Arkansas

    2 years from the date of the wrongful act; foreign objects 1 year from discovery; special rules for children (Ark. Code § 16-114-203)

  25. Alabama

    2 years from the act; 6 months from discovery if not discoverable earlier; 4 years from the act at most (§ 6-5-482)

Malpractice pre-suit step 10 states

Georgia, in the comparison with Montana Expert affidavit with the complaint (§ 9-11-9.1)

  1. Montana

    Application to the Montana Medical Legal Panel and its decision before any suit (MCA 27-6-701)

  2. New York

    Attorney's certificate of merit with the complaint; 90 days when a deadline is near (CPLR 3012-a)

  3. Nebraska

    Medical review panel opinion before suit, unless the claimant waives the panel (Neb. Rev. Stat. § 44-2840)

  4. Massachusetts

    Tribunal of a judge, a physician, and an attorney hears the plaintiff's offer of proof within 15 days after the answer (G.L. c. 231, § 60B)

  5. Maryland

    Claim filed with the Health Care Alternative Dispute Resolution Office; expert certificate within 90 days (CJP § 3-2A-04)

  6. Indiana

    Proposed complaint presented to a medical review panel and an opinion given before suit (Ind. Code § 34-18-8-4)

  7. Illinois

    Attorney's affidavit and a health professional's written report attached to the complaint, with 90-day options (735 ILCS 5/2-622)

  8. Hawaii

    Written inquiry to the medical inquiry and conciliation panel before suit in a state court (§ 671-12)

  9. Connecticut

    Good-faith certificate and a similar provider's written opinion with the complaint; automatic 90-day extension to make the inquiry (§ 52-190a)

  10. California

    90 days' notice of intent to sue (Code Civ. Proc. § 364)

Malpractice noneconomic damages 4 states

Georgia, in the comparison with Montana No cap on malpractice pain and suffering (Nestlehutt, 2010); a wrongful death award standing alone is an open question (Clark v. Leigh, 2026)

  1. Montana

    $350,000 in 2026; $400,000 in 2027; $450,000 in 2028; $500,000 in 2029; then 2% a year (MCA 25-9-411(1)(c))

  2. Missouri

    $481,493, or $842,614 for a catastrophic injury, in 2026; rises 1.7% each January (RSMo § 538.210; Missouri Department of Commerce and Insurance)

  3. Nevada

    $590,000 in 2026, regardless of the number of plaintiffs, defendants, or theories; $750,000 in 2028 (NRS 41A.035)

  4. Iowa

    $250,000; $1 million for serious injury or death; $2 million if a hospital is a defendant; no cap for actual malice (§ 147.136A)

Punitive damages cap 7 states

Georgia, in the comparison with Montana $250,000, except product liability, intent-to-harm, and impairment cases (§ 51-12-5.1)

  1. Montana

    $10 million or 3% of the defendant's net worth, whichever is less; class actions excepted (MCA 27-1-220(3))

  2. New Jersey

    Greater of 5 times compensatory damages or $350,000; no cap after a drunk driving, murder, or manslaughter conviction and in listed statutory claims (N.J.S.A. 2A:15-5.14)

  3. Kansas

    Lesser of the defendant's highest annual gross income in the prior five years or $5 million; or 1.5 times the profit from the misconduct (K.S.A. 60-3702(e), (f))

  4. Illinois

    None in force; the 1995 cap fell with Public Act 89-7 (Best v. Taylor Machine Works, 1997)

  5. Florida

    Greater of 3 times compensatory damages or $500,000; 4 times or $2 million for conduct motivated solely by unreasonable financial gain; no cap for specific intent to harm (§ 768.73(1))

  6. Alaska

    Greater of 3 times compensatory damages or $500,000; greater of 4 times damages, 4 times the defendant's gain, or $7,000,000 when motivated by financial gain (AS 09.17.020(f), (g))

  7. Alabama

    Statutory base figures, inflation-adjusted: greater of 3 times compensatory or $500,000; physical injury, 3 times or $1.5 million; small business, $50,000 or 10% of net worth; none for wrongful death or intentional physical injury (§ 6-11-21)

Claims against the State 10 states

Georgia, in the comparison with Montana Notice within 12 months (§ 50-21-26)

  1. Montana

    Written claim to the Department of Administration; no suit until final denial, deemed after 120 days (MCA 2-9-301)

  2. New Hampshire

    Written notice within 180 days; suit within 3 years; $475,000 per claimant and $3,750,000 per incident, or insurance proceeds if greater (RSA 541-B:14)

  3. Maryland

    Written claim to the Treasurer within 1 year; suit within 3 years; $400,000 per claimant (Md. Code, State Gov't §§ 12-104, 12-106)

  4. Iowa

    Written claim filed with the director of the Department of Management within 2 years (§ 669.13)

  5. Indiana

    Notice within 270 days after the loss (Ind. Code § 34-13-3-6)

  6. Hawaii

    Suit within 2 years after the claim accrues (§ 662-4)

  7. Delaware

    No liability for discretionary acts done in good faith without gross or wanton negligence; sovereignty defense waived for risks covered by the state insurance program (10 Del. C. § 4001; 18 Del. C. § 6511)

  8. Connecticut

    Claim to the Office of the Claims Commissioner within 1 year of accrual, 3 years from the act at most; suit only with the Commissioner's authorization (§§ 4-148, 4-160)

  9. Arkansas

    State Claims Commission; awards above $15,000 go to the General Assembly for approval (Ark. Code § 19-10-215)

  10. Alaska

    Tort suits allowed, except for discretionary acts, due-care execution of statutes, and listed intentional torts (AS 09.50.250)

Government damages limit 11 states

Georgia, in the comparison with Montana State: $1 million per person / $3 million per occurrence (§ 50-21-29)

  1. Montana

    $750,000 per claim / $1.5 million per occurrence, for the State and local governments (MCA 2-9-108(1))

  2. New Mexico

    $400,000 per person for damages other than medical and real property; $300,000 medical; $750,000 total per occurrence for the property and personal categories; no punitive damages (NMSA § 41-4-19)

  3. Minnesota

    State and municipalities: $500,000 per claimant, $1,500,000 per occurrence; no punitive damages (Minn. Stat. §§ 3.736, 466.04)

  4. Massachusetts

    $100,000; no punitive damages or prejudgment interest; MBTA serious bodily injury claims excepted (G.L. c. 258, § 2)

  5. Maine

    $400,000 for all claims from one occurrence, costs included; no punitive damages (14 M.R.S. § 8105)

  6. Louisiana

    $500,000 per person for the State and political subdivisions, excluding property damage, medical care, and lost earnings (La. R.S. 13:5106(B))

  7. Kansas

    $500,000 for all claims from one occurrence (K.S.A. 75-6105(a))

  8. Indiana

    All governmental entities combined: $700,000 per person, $5,000,000 per occurrence; no punitive damages (Ind. Code § 34-13-3-4)

  9. Idaho

    $500,000 per occurrence, unless the entity carries more insurance (§ 6-926)

  10. Florida

    $200,000 per person / $300,000 per incident; no punitive damages (§ 768.28(5)(a))

  11. Colorado

    $505,000 per person / $1,421,000 per occurrence for claims accruing in 2026 through 2029 (C.R.S. § 24-10-114; Secretary of State certificate)

Alcohol sellers and hosts 4 states

Georgia, in the comparison with Montana Knowing service to a noticeably intoxicated person or unlawful service to a minor, knowing the person will soon drive (§ 51-1-40)

  1. Montana

    Underage consumer, visibly intoxicated consumer, or forced or deceived consumption; notice by certified mail within 180 days (MCA 27-1-710)

  2. Louisiana

    Not liable for serving a person of lawful drinking age for injuries off the premises (La. R.S. 9:2800.1)

  3. Idaho

    Any person who sold or furnished alcohol to an underage or obviously intoxicated person, knowing or having reason to know it; notice within 180 days (§ 23-808)

  4. Colorado

    Licensee who willfully and knowingly served a person under 21 or visibly intoxicated; social host only for a person under 21; suit within 1 year; capped (C.R.S. § 44-3-801)

Minimum liability limits 20 states

Georgia, in the comparison with Montana $25,000 / $50,000 / $25,000 (§ 33-7-11)

  1. Montana

    $25,000 / $50,000 / $20,000 (MCA 61-6-103(1))

  2. Missouri

    $25,000 / $50,000 / $25,000; uninsured motorist coverage required at the bodily injury limits (RSMo §§ 303.190, 379.203)

  3. Mississippi

    $25,000 / $50,000 / $25,000 (Miss. Code Ann. § 63-15-3(j))

  4. New Mexico

    $25,000 / $50,000 / $10,000 (NMSA § 66-5-215)

  5. New Jersey

    $35,000 / $70,000 / $25,000 for policies issued or renewed on or after January 1, 2026 (N.J.S.A. 39:6A-3)

  6. Nevada

    $25,000 / $50,000 / $20,000 (NRS 485.185)

  7. Minnesota

    $30,000 / $60,000 / $10,000; uninsured and underinsured coverage of at least $25,000 / $50,000 each (Minn. Stat. § 65B.49)

  8. Massachusetts

    $25,000 / $50,000 / $30,000 for policies issued or renewed on or after July 1, 2025, plus $8,000 PIP (G.L. c. 90, §§ 34A, 34O; St. 2024, c. 275)

  9. Maryland

    $30,000 / $60,000 / $15,000, plus $2,500 PIP unless waived (Md. Code, Transp. § 17-103; Ins. § 19-505)

  10. Maine

    $50,000 / $100,000 / $25,000, plus $2,000 medical payments (29-A M.R.S. § 1605(1)(C))

  11. Kentucky

    $25,000 / $50,000 / $25,000, or a $60,000 single limit, plus basic reparation benefits (KRS 304.39-110(1))

  12. Kansas

    $25,000 / $50,000 / $25,000 (K.S.A. 40-3107(e))

  13. Iowa

    $20,000 / $40,000 / $15,000 (§ 321A.1(11))

  14. Illinois

    $25,000 / $50,000 / $20,000 (625 ILCS 5/7-203)

  15. Idaho

    $25,000 / $50,000 / $15,000 (§ 49-117)

  16. Hawaii

    $40,000 / $80,000 / $20,000 for policies on or after January 1, 2026 (§ 431:10C-301(b))

  17. Delaware

    $25,000 / $50,000 / $10,000, plus PIP of $15,000 per person and $30,000 per accident (21 Del. C. §§ 2902(b)(2), 2118)

  18. California

    $30,000 / $60,000 / $15,000 for policies issued or renewed on or after January 1, 2025 (Veh. Code § 16056)

  19. Arkansas

    $25,000 / $50,000 / $25,000 (Ark. Code § 27-22-104(b))

  20. Arizona

    $25,000 / $50,000 / $15,000 for policies issued or renewed from July 1, 2020 (A.R.S. § 28-4009)

Punitive damages 12 states

Georgia, in the comparison with Missouri Clear and convincing evidence; $250,000 cap with exceptions; 75% to the state only in product liability (§ 51-12-5.1)

  1. Missouri

    Clear and convincing evidence of intentional harm or deliberate and flagrant disregard; not in the first pleading (RSMo § 510.261)

  2. Mississippi

    Clear and convincing evidence of actual malice, gross negligence, or actual fraud; cap from 2% of net worth up to $20,000,000 by net worth (Miss. Code Ann. § 11-1-65)

  3. New Hampshire

    Not allowed unless a statute provides for them (RSA 507:16)

  4. Nevada

    Clear and convincing evidence of oppression, fraud, or malice; 3 times compensatory damages of $100,000 or more, or $300,000 below that, with listed exceptions (NRS 42.005, 42.010)

  5. Nebraska

    Not allowed (Distinctive Printing & Packaging Co. v. Cox, 1989; Neb. Const. art. VII, § 5)

  6. Minnesota

    Clear and convincing evidence of deliberate disregard; not in the complaint, only by a later motion with affidavits (Minn. Stat. §§ 549.191, 549.20)

  7. Kentucky

    Clear and convincing evidence of oppression, fraud, or malice (KRS 411.184(2)); in wrongful death, available "if the act was willful or the negligence gross" (KRS 411.130(1))

  8. Iowa

    No dollar cap; if the conduct was not aimed at the claimant, the claimant may receive no more than 25% after costs and fees, outside malpractice and commercial vehicle cases (§ 668A.1(2))

  9. Indiana

    Clear and convincing evidence; greater of 3 times compensatory damages or $50,000; 75% to the violent crime victims compensation fund (Ind. Code §§ 34-51-3-2, 34-51-3-4, 34-51-3-6)

  10. Idaho

    Greater of $250,000 or 3 times compensatory damages; may not be pleaded in the first complaint (§ 6-1604)

  11. Colorado

    Proof beyond a reasonable doubt; no more than the actual damages, up to 3 times in limited cases (C.R.S. §§ 13-25-127(2), 13-21-102)

  12. California

    Clear and convincing evidence of oppression, fraud, or malice; no dollar cap (Civ. Code § 3294(a))

Claims against government 11 states

Georgia, in the comparison with Missouri State: $1 million / $3 million cap (§ 50-21-29)

  1. Missouri

    Immunity waived for negligent motor vehicle operation and dangerous property conditions, and to the extent of liability insurance or self-insurance; $300,000 / $2,000,000 base cap, adjusted each year; no punitive damages (RSMo §§ 537.600, 537.610)

  2. Mississippi

    Notice of claim at least 90 days before suit; suit within 1 year, tolled 95 days by the notice; $500,000 for all claims from one occurrence; no punitive damages (Miss. Code Ann. §§ 11-46-11, 11-46-15)

  3. New Jersey

    Notice within 90 days of accrual; late notice by court leave within 1 year; suit no sooner than 6 months after notice and no later than 2 years after accrual (N.J.S.A. 59:8-8, 59:8-9)

  4. Nevada

    Claim with the Attorney General or governing body within 2 years, not a condition of suit; $200,000 per claimant; no punitive damages (NRS 41.035, 41.036)

  5. Nebraska

    Political subdivisions: written claim within 1 year, suit within 2 years, $1,000,000 per person and $5,000,000 per occurrence; State: written claim to the Risk Manager within 2 years (Neb. Rev. Stat. §§ 13-919, 13-926, 81-8,227)

  6. Minnesota

    Notice to the State or a municipality within 180 days after the loss is discovered; 1 year for death (Minn. Stat. §§ 3.736, 466.05)

  7. Massachusetts

    Written claim to the executive officer within 2 years; suit within 3 years (G.L. c. 258, § 4)

  8. Florida

    Written claim within 3 years (2 years for wrongful death); suit within 4 years (§ 768.28(6), (14))

  9. Colorado

    Written notice within 182 days after discovery of the injury (C.R.S. § 24-10-109(1))

  10. California

    Claim within 6 months of accrual; suit 6 months after written rejection, or 2 years from accrual without one (Gov. Code §§ 911.2, 945.6)

  11. Arizona

    Claim within 180 days after accrual, with a specific settlement amount; suit within 1 year (A.R.S. §§ 12-821.01, 12-821)

Alcohol sellers 12 states

Georgia, in the comparison with Missouri Knowing service to a noticeably intoxicated person or unlawful service to a minor, knowing the person will soon drive (§ 51-1-40)

  1. Missouri

    Licensed by-the-drink sellers only, on clear and convincing proof of service to a minor or knowing service to a visibly intoxicated person (RSMo § 537.053)

  2. Nevada

    No liability for serving a person 21 or older; liability for knowingly serving a person under 21, but not for licensed sellers acting in the course of business (NRS 41.1305)

  3. Minnesota

    Illegal sale; notice within 240 days after hiring a lawyer; suit within 2 years after the injury (Minn. Stat. §§ 340A.801, 340A.802)

  4. Michigan

    Written notice to all defendants within 120 days of hiring a lawyer; suit within 2 years (MCL 436.1801(3))

  5. Kentucky

    Liability for off-premises injury when "a reasonable person ... should know that the person served is already intoxicated at the time of serving" (KRS 413.241(2))

  6. Iowa

    Licensee who sold and served a visibly intoxicated person; written notice within 6 months; noneconomic damages up to $250,000 unless the injury is serious (§§ 123.92, 123.93)

  7. Illinois

    Licensed seller who causes the intoxication; inflation-adjusted limits; suit within 1 year (235 ILCS 5/6-21)

  8. Hawaii

    Court-made duty: a licensee may not serve a person under the influence (Ono v. Applegate, 1980, relying on § 281-78)

  9. Florida

    Only willful, unlawful service to an underage person, or knowing service to a person habitually addicted to alcohol (§ 768.125)

  10. Delaware

    The alcohol chapter of the Delaware Code requires refusal of service to intoxicated persons but creates no civil cause of action against a seller (4 Del. C. ch. 7, § 706)

  11. Connecticut

    Sale to an intoxicated person; damages up to $250,000; notice within 120 days; suit within 1 year (§ 30-102)

  12. Arizona

    Licensee who sold to an obviously intoxicated purchaser or to an underage purchaser without checking identification or knowing the age (A.R.S. § 4-311)

Seat belt nonuse 13 states

Georgia, in the comparison with Missouri May be evidence of negligence and reduce damages (§ 40-8-76.1, cases commenced on or after April 21, 2025)

  1. Missouri

    Not evidence of comparative negligence; with expert proof, may reduce damages by no more than 1% (RSMo § 307.178)

  2. Nevada

    May not be considered as negligence or as causation in any civil action (NRS 484D.495(4))

  3. Nebraska

    Not admissible on liability or causation; may reduce damages for mitigation by no more than 5% (Neb. Rev. Stat. § 60-6,273)

  4. Minnesota

    Not admissible in a motor vehicle injury case, except a claim about a defective belt (Minn. Stat. § 169.685, subd. 4)

  5. Indiana

    Not fault; for causes of action accruing after June 30, 2024, admissible as to mitigation of damages for a plaintiff 15 or older (Ind. Code § 9-19-10-7)

  6. Illinois

    Not evidence of negligence and does not diminish recovery (625 ILCS 5/12-603.1(c))

  7. Idaho

    Not evidence of contributory or comparative negligence, and not admissible on negligence in any civil action (§ 49-673(8))

  8. Florida

    Evidence of comparative negligence only; not negligence per se and not "considered in mitigation of damages" (§ 316.614(10))

  9. Delaware

    Not evidence of comparative or contributory negligence, and not admissible in any civil trial (21 Del. C. § 4802(i))

  10. Connecticut

    Not contributory negligence and not admissible in any civil action (§ 14-100a)

  11. Colorado

    May reduce pain and suffering only; not economic loss or medical payments (C.R.S. § 42-4-237(7))

  12. California

    Not negligence per se, but negligence may be proven as a fact (Veh. Code § 27315(i))

  13. Alabama

    Not evidence of contributory negligence (§ 32-5B-7)

Dog bites 20 states

Georgia, in the comparison with Missouri Vicious dog, careless management or running at liberty, no provocation (§ 51-2-7)

  1. Missouri

    Owner strictly liable for an unprovoked bite on public property or lawfully on private property, reduced by the bitten person's fault (RSMo § 273.036)

  2. New Jersey

    Owner liable for a bite in a public place or to a person lawfully on private property, "regardless of the former viciousness of such dog" (N.J.S.A. 4:19-16)

  3. Nebraska

    Owner liable for all damages to a person bitten, other than a trespasser (Neb. Rev. Stat. § 54-601)

  4. Minnesota

    Owner liable for the full injury when the dog, without provocation, attacks a person acting peaceably where the person may lawfully be (Minn. Stat. § 347.22)

  5. Michigan

    Owner liable for an unprovoked bite "regardless of the former viciousness of the dog" (MCL 287.351)

  6. Massachusetts

    Owner or keeper liable for any damage the dog does, unless the person was trespassing, committing a tort, or teasing the dog; children under 7 presumed not at fault (G.L. c. 140, § 155)

  7. Maryland

    Injury by the dog creates a rebuttable presumption that the owner knew of its dangerous propensities; owner liable for a dog running at large (CJP § 3-1901)

  8. Maine

    Off the owner's premises: owner or keeper liable; on the premises: owner's negligence required (7 M.R.S. § 3961)

  9. Louisiana

    Owner strictly liable for injuries the owner could have prevented and that the injured person did not provoke (La. Civ. Code art. 2321(B))

  10. Kentucky

    "Any owner whose dog is found to have caused damage to a person ... shall be responsible for that damage" (KRS 258.235(4))

  11. Iowa

    Owner liable for all damages when the dog attacks or tries to bite a person, unless the injured person was doing an unlawful act that directly contributed (§ 351.28)

  12. Indiana

    Owner liable regardless of past behavior when the dog bites, without provocation, a person discharging a legal duty such as a mail carrier (Ind. Code § 15-20-1-3)

  13. Idaho

    Owner or custodian liable for an attack on a person not trespassing, unless the dog was provoked or justified; no prior "dangerous" finding needed (§ 25-2810(11))

  14. Florida

    Owner liable "regardless of the former viciousness of the dog"; reduced by the bitten person's negligence (§ 767.04)

  15. Delaware

    Owner liable for any injury, death, or loss the dog causes, unless the person was trespassing, committing a crime, or teasing the dog (16 Del. C. § 3053F)

  16. Connecticut

    Owner or keeper liable for damage the dog does, unless the injured person was trespassing, committing a tort, or teasing the dog (§ 22-357(b))

  17. Colorado

    Economic damages for serious bodily injury or death, regardless of the dog's history; exceptions include trespass and posted warning signs (C.R.S. § 13-21-124)

  18. California

    Owner liable for a bite in a public place or lawfully on private property, "regardless of the former viciousness of the dog" (Civ. Code § 3342)

  19. Arizona

    Owner liable for a bite in a public place or to a person lawfully on private property, "regardless of the former viciousness of the dog" (A.R.S. § 11-1025)

  20. Alabama

    Owner liable for an unprovoked bite on the owner's property; damages limited to actual expenses if the owner proves no knowledge of viciousness (§§ 3-6-1, 3-6-3)

Personal injury deadline 9 states

Georgia, in the comparison with New York 2 years (§ 9-3-33)

  1. New York

    3 years (CPLR 214(5))

  2. New Mexico

    3 years (NMSA § 37-1-8)

  3. New Jersey

    2 years (N.J.S.A. 2A:14-2(a))

  4. Massachusetts

    3 years from accrual (G.L. c. 260, § 2A)

  5. Iowa

    2 years (§ 614.1(2))

  6. Indiana

    2 years (Ind. Code § 34-11-2-4(a))

  7. Illinois

    2 years (735 ILCS 5/13-202)

  8. Delaware

    2 years from when the injuries were sustained (10 Del. C. § 8119)

  9. Alabama

    2 years (Ala. Code § 6-2-38(l))

Car crash pain and suffering 4 states

Georgia, in the comparison with New York No threshold

  1. New York

    Only for a "serious injury", decided after fault is decided (Insurance Law §§ 5102(d), 5104(a))

  2. New Jersey

    Under the limitation on lawsuit option: death, dismemberment, significant disfigurement or scarring, displaced fractures, loss of a fetus, or permanent injury (N.J.S.A. 39:6A-8(a))

  3. Massachusetts

    Medical expenses over $2,000, or death, loss of a body member, permanent and serious disfigurement, listed sight or hearing loss, or a fracture (G.L. c. 231, § 6D)

  4. Florida

    Permanent injury, significant and permanent loss of a bodily function, significant and permanent scarring, or death (§ 627.737(2))

Malpractice expert requirement 4 states

Georgia, in the comparison with New Jersey Expert affidavit with the complaint (§ 9-11-9.1)

  1. New Jersey

    Affidavit of merit within 60 days after the answer; one extension of up to 60 days for good cause (N.J.S.A. 2A:53A-27)

  2. Iowa

    Expert's certificate of merit within 60 days of the defendant's answer (§ 147.140)

  3. Delaware

    Affidavit of merit and the expert's CV with the complaint, under seal; one 60-day extension for good cause (18 Del. C. § 6853)

  4. Arizona

    Certificate on whether expert testimony is needed, filed with the claim; if needed, a preliminary expert affidavit with initial disclosures (A.R.S. § 12-2603)

Noneconomic damages cap 5 states

Georgia, in the comparison with New Hampshire None

  1. New Hampshire

    None in force: a malpractice cap and a general $875,000 cap were struck down (Carson v. Maurer, 1980; Brannigan v. Usitalo, 1991)

  2. Maryland

    $500,000 for causes of action arising from October 1, 1994, plus $15,000 each October 1: $965,000 through September 30, 2026; $980,000 from October 1, 2026 (CJP § 11-108)

  3. Idaho

    $250,000, adjusted each July 1; not for willful or reckless misconduct or acts found beyond a reasonable doubt to be felonies (§ 6-1603)

  4. Colorado

    $1.5 million for actions filed in 2025 or claims accruing on or after January 1, 2025 (C.R.S. § 13-21-102.5(3)(a)(II), as amended by HB24-1472)

  5. Alaska

    $400,000 or life expectancy in years times $8,000, whichever is greater; $1,000,000 or life expectancy times $25,000 for severe permanent impairment or disfigurement (AS 09.17.010)

Malpractice noneconomic cap 5 states

Georgia, in the comparison with Maryland No cap on malpractice pain and suffering (Nestlehutt, 2010); a wrongful death award standing alone is an open question (Clark v. Leigh, 2026)

  1. Maryland

    $650,000 for 2005 to 2008, plus $15,000 each January 1: $920,000 for causes of action arising in 2026 (CJP § 3-2A-09)

  2. Illinois

    None in force (Lebron v. Gottlieb Memorial Hospital, 2010)

  3. Colorado

    $530,000 for acts in 2026, rising to $875,000 for acts in 2029 (C.R.S. § 13-64-302(1)(c), as amended by HB24-1472)

  4. California

    For judgments, awards, or settlements in 2026: $470,000 for injury, $650,000 for death, per category of defendant (Civ. Code § 3333.2)

  5. Alaska

    $250,000; $400,000 for wrongful death or impairment more than 70% disabling; none for reckless or intentional misconduct (AS 09.55.549)

Claims against local government 5 states

Georgia, in the comparison with Maryland City notice 6 months; county 12 months (§§ 36-33-5, 36-11-1)

  1. Maryland

    Written notice within 1 year after the injury; $400,000 per claim, $800,000 per occurrence (CJP §§ 5-303, 5-304)

  2. Kansas

    Written notice before suit; no suit until denial or 120 days pass (K.S.A. 12-105b(d))

  3. Indiana

    Notice within 180 days after the loss (Ind. Code § 34-13-3-8)

  4. Illinois

    Suit within 1 year from the injury or accrual (745 ILCS 10/8-101(a))

  5. Idaho

    Claim filed with the clerk or secretary within 180 days; deemed denied if not acted on in 90 days (§§ 6-906, 6-909)

Uninsured motorist coverage 6 states

Georgia, in the comparison with Maryland Included unless a named insured rejects it in writing (§ 33-7-11(a)(3))

  1. Maryland

    Required, at least equal to the Title 17 minimums (Ins. § 19-509)

  2. Maine

    Required in every Maine liability policy (24-A M.R.S. § 2902(1))

  3. Iowa

    Included unless the named insured rejects it in a signed writing (§ 516A.1)

  4. Illinois

    Required in every bodily injury liability policy, at the 7-203 limits (215 ILCS 5/143a)

  5. Hawaii

    Included unless a named insured rejects it in writing (§ 431:10C-301(b)(3))

  6. Alabama

    Included unless the named insured rejects it (§ 32-7-23(a))

Every guide, newest first

Page 1 of 2.

  1. Georgia and Montana

    Montana vs. Georgia Personal Injury Law: A Practitioner's Comparative Analysis

    Montana's punitive damages limit is $10 million or 3 percent of the defendant's net worth, whichever is less, so for a defendant worth less than about $8.3 million it is lower than Georgia's $250,000. Montana caps malpractice noneconomic damages at $350,000 in 2026, rising to $500,000 in 2029, while Georgia's malpractice cap cannot be applied to pain and suffering. Montana also lets an injured person recover at 50 percent fault and gives three years to bring a general injury claim; Georgia bars recovery at 50 percent and gives two.

    14 rules side by side 10 min read

  2. Georgia and Missouri

    Missouri vs. Georgia Personal Injury Law: A Practitioner's Comparative Analysis

    A Missouri malpractice claim must be brought within two years from the act, with discovery counting only in two narrow cases, and Missouri caps malpractice noneconomic damages at $481,493, or $842,614 for a catastrophic injury, in 2026. Missouri allows five years for a general injury claim against Georgia's two and three years for wrongful death, and it uses pure comparative fault, so an injured person 80 percent at fault still recovers 20 percent, where Georgia bars recovery at 50 percent. A defendant 51 percent or more at fault pays the whole judgment, and a public entity can be sued for negligence only where its immunity is waived.

    14 rules side by side 12 min read

  3. Georgia and Mississippi

    Mississippi vs. Georgia Personal Injury Law: A Practitioner's Comparative Analysis

    In Mississippi, a jury's noneconomic award is cut to $1,000,000, or $500,000 in malpractice cases, and a punitive award is capped according to the defendant's net worth. It also uses pure comparative fault, so an injured person 80 percent at fault still recovers 20 percent, where Georgia bars recovery at 50 percent. Mississippi allows three years for a general injury claim against Georgia's two, and one year, with a notice 90 days before suit, for claims against government.

    10 rules side by side 11 min read

  4. Georgia and New York

    Georgia vs New York Personal Injury Law: Understanding Two Different Approaches

    New York uses pure comparative negligence for injury claims outside its no-fault car crash system, so an injured person 60 percent at fault still recovers 40 percent, where Georgia allows nothing at 50 percent or more. A 2026 law changed that for car crash claims between people covered by New York's no-fault system: in actions commenced after it took effect, a claimant more at fault than the defendants recovers nothing. New York also gives three years to sue, requires a notice of claim against a city or county within 90 days, and forbids any statutory cap on wrongful death damages.

    12 rules side by side 10 min read

  5. Georgia and New Mexico

    Georgia vs New Mexico Personal Injury Law: Key Differences That Shape Case Outcomes

    New Mexico lets an injured person recover at any level of fault short of 100 percent; Georgia bars recovery at 50 percent. New Mexico's general injury deadline is three years, but a government entity must be notified within 90 days. And New Mexico limits malpractice recoveries against qualified providers, with tiered caps that a 2026 law extended to punitive damages. Georgia's malpractice cap cannot be applied to pain and suffering.

    10 rules side by side 9 min read

  6. Georgia and New Jersey

    Georgia vs New Jersey Personal Injury Law: A Detailed Comparison

    In New Jersey, a defendant 60 percent or more at fault pays the whole award, and a suit against a public entity is limited to claims noticed within 90 days. New Jersey also lets an injured person recover at 50 percent fault, which Georgia does not, caps a nonprofit hospital's negligence liability to its patients at $250,000, and restricts pain and suffering claims after car crashes for drivers who chose the limited lawsuit option.

    13 rules side by side 10 min read

  7. Georgia and New Hampshire

    Georgia vs New Hampshire Personal Injury Law: A Comprehensive Comparison

    New Hampshire allows no punitive damages unless a statute provides for them. It also lets an injured person recover at 50 percent fault, which Georgia does not, gives three years to sue, makes a defendant 50 percent or more at fault answer for the whole award, and caps two items in death cases: $500,000 for a surviving spouse's loss of companionship and $300,000 per child or parent for loss of the family relationship.

    9 rules side by side 7 min read

  8. Georgia and Nevada

    Georgia vs Nevada Personal Injury Law: A Comprehensive Comparison

    Nevada's malpractice clock can end two years after discovery, before the three-year limit, and its malpractice noneconomic cap is $590,000 in 2026, rising to $750,000 in 2028. Both states give two years for general injury and death claims, and Nevada lets an injured person recover at 50 percent fault, which Georgia does not. Nevada caps punitive damages at three times compensatory damages or $300,000, with exceptions for defective products, bad faith insurers, toxic substances, defamation, and drunk or drugged drivers, and it limits claims against the State and local governments to $200,000 per claimant.

    12 rules side by side 11 min read

  9. Georgia and Nebraska

    Georgia vs Nebraska Personal Injury Law: A Comprehensive Comparison

    Nebraska and Georgia draw the fault line in the same place: an injured person 50 percent or more at fault recovers nothing. The differences lie elsewhere. Nebraska allows four years for a general injury claim against Georgia's two, keeps joint and several liability for economic damages, does not allow punitive damages at all, and caps total malpractice recovery at $2,250,000 against providers qualified under its Hospital-Medical Liability Act. A claim against a Nebraska city or county must be made in writing within one year.

    12 rules side by side 10 min read

  10. Georgia and Minnesota

    Georgia vs Minnesota Personal Injury Laws: A Comprehensive Legal Analysis

    Minnesota gives six years for a negligence injury claim against Georgia's two, but it keeps shorter clocks for other claims: two years for assault, battery, and other listed torts, two years for a claim against an alcohol seller, four years for malpractice and for strict product liability, and 180 days for notice to a city or the State. It also lets an injured person recover at 50 percent fault, which Georgia does not. A car crash victim needs $4,000 in medical expenses or a listed injury before claiming pain and suffering, and a court can cut a verdict by insurance and other benefits already paid.

    16 rules side by side 14 min read

  11. Georgia and Michigan

    Georgia vs Michigan Personal Injury Laws: A Comprehensive Legal Analysis

    After a Michigan car crash, pain and suffering is recoverable only for death, "serious impairment of body function", or permanent serious disfigurement (MCL 500.3135(1)), and a person more than 50 percent at fault recovers none of it. A Georgia resident hurt in Michigan must meet the same threshold to sue for economic loss. Georgia has no such threshold. Michigan also caps noneconomic damages in malpractice and product cases and allows three years to sue; Georgia has neither cap and allows two.

    13 rules side by side 10 min read

  12. Georgia and Massachusetts

    Georgia vs Massachusetts Personal Injury Laws: A Comprehensive Legal Analysis

    A Massachusetts public employer is liable for no more than $100,000 on a negligence claim, and a charity for no more than $20,000 for torts in its directly charitable activity. Massachusetts also gives three years to sue, against Georgia's two, lets an injured person recover at 50 percent fault, which Georgia does not, limits malpractice pain and suffering to $500,000 unless the injury is serious, and requires $2,000 in medical expenses or a listed injury before a car crash victim can claim pain and suffering.

    11 rules side by side 9 min read

  13. Georgia and Maryland

    Georgia vs Maryland Personal Injury Laws: A Comprehensive Legal Analysis

    Maryland still uses contributory negligence: an injured person whose own negligence contributed to the injury can recover nothing, subject to the last clear chance doctrine, where Georgia reduces the award and bars it only at 50 percent. Maryland also caps noneconomic damages in every personal injury case, at $980,000 for causes of action arising on or after October 1, 2026, and in malpractice at $920,000 for 2026. In exchange, Maryland gives three years to sue, against Georgia's two.

    13 rules side by side 10 min read

  14. Georgia and Maine

    Georgia vs Maine Personal Injury Laws: A Comprehensive Legal Analysis

    Maine's general deadline to sue is six years (14 M.R.S. § 752); Georgia's is two. That longer period has exceptions: three years from the act for malpractice, three years from death for wrongful death, two years for alcohol-seller claims, and 365 days to notify a government entity. Both states bar an injured person who is equally at fault, but Maine juries reduce damages in dollars, not percentages, and Maine keeps joint and several liability among defendants.

    13 rules side by side 8 min read

  15. Georgia and Louisiana

    Georgia vs Louisiana Personal Injury Laws: A Comprehensive Legal Analysis

    Since January 1, 2026, Louisiana bars an injured person who is 51 percent or more at fault; Georgia bars recovery at 50 percent, so a person exactly 50 percent at fault recovers half in Louisiana and nothing in Georgia. Louisiana's general deadline is two years for injuries arising after July 1, 2024, its malpractice deadline can be as short as one year, an uninsured driver cannot recover the first $100,000 of bodily injury damages, and claims against government are capped at $500,000 excluding medical care and lost earnings.

    8 rules side by side 8 min read

  16. Georgia and Kentucky

    Georgia vs Kentucky Personal Injury Laws: A Comprehensive Legal Analysis

    Kentucky's general injury deadline is one year (KRS 413.140(1)(a)), but a car crash claim gets two years, counted from the injury, the death, or the last no-fault benefit payment, whichever is later (KRS 304.39-230(6)). Georgia allows two years for both. Kentucky reduces an award by the injured person's share of fault with no 50 percent bar, holds alcohol sellers liable when they should know a patron is already intoxicated, and makes dog owners responsible for damage their dogs cause.

    11 rules side by side 7 min read

  17. Georgia and Kansas

    Georgia vs Kansas Personal Injury Laws: A Comprehensive Legal Analysis

    Kansas caps punitive damages by the defendant's income or $5 million, not at $250,000 (K.S.A. 60-3702). Kansas wrongful death damages other than pecuniary loss are capped at $250,000 (K.S.A. 60-1903). Claims against Kansas government share one $500,000 limit per occurrence (K.S.A. 75-6105). A Kansas car crash claim for pain and suffering must first meet a no-fault threshold. The fault line itself is the same: both states bar an injured person at 50 percent fault.

    13 rules side by side 9 min read

  18. Georgia and Iowa

    Georgia vs Iowa Personal Injury Laws: A Comprehensive Legal Analysis

    Iowa caps noneconomic damages in three kinds of cases Georgia does not: medical malpractice ($250,000, or $1 million or $2 million in serious cases), crashes involving commercial trucks ($5 million), and claims against bars ($250,000 unless the injury is serious). When the defendant's conduct was not aimed at the claimant, Iowa can send 75 percent or more of a punitive award to a state fund. And Iowa lets an injured person recover at 50 percent fault, which Georgia does not.

    16 rules side by side 11 min read

  19. Georgia and Indiana

    Georgia vs Indiana Personal Injury Laws: A Comprehensive Legal Analysis

    Indiana caps punitive damages at three times compensatory damages or $50,000 and sends 75 percent of each award to a state fund, caps total malpractice recovery at $1.8 million, and limits claims against all governmental entities combined to $700,000 per person, with notice due within 180 days for a city or county. Its comparative fault statute lets an injured person recover at 50 percent fault, which Georgia does not, but it does not apply to claims against governmental entities or to malpractice claims against qualified health care providers.

    14 rules side by side 10 min read

  20. Georgia and Illinois

    Georgia vs Illinois Personal Injury Laws: A Comprehensive Legal Analysis

    Illinois keeps joint liability that Georgia's apportionment statute does not allow, apart from concerted action: every liable defendant answers for the full medical bills, and a defendant 25 percent or more at fault answers for all the damages. Illinois also lets an injured person recover at 50 percent fault, which Georgia does not, and has no enforceable cap on punitive or malpractice damages, because its Supreme Court struck down both reform laws that contained them. And a suit against an Illinois city or other local entity must be filed within one year.

    17 rules side by side 11 min read

  21. Georgia and Idaho

    Georgia vs Idaho Personal Injury Laws: A Comprehensive Legal Analysis

    Idaho compares the injured person's fault with each defendant separately and enters judgment only against a defendant more at fault than the injured person, so a person 40 percent at fault facing two defendants at 35 and 25 percent recovers nothing in Idaho and $60,000 of $100,000 in Georgia. Against a single defendant, both states bar an injured person who is 50 percent at fault. Idaho also caps noneconomic damages, bars seat belt evidence on negligence, and gives local governments 180 days' notice.

    16 rules side by side 11 min read

  22. Georgia and Hawaii

    Georgia vs Hawaii Personal Injury Laws: A Comprehensive Legal Analysis

    Hawaii's $375,000 limit applies only to pain and suffering, not to every noneconomic loss, and not at all in car crash, product, or intentional tort cases (HRS §§ 663-8.7, 663-10.9(2)). Georgia has no such limit. Hawaii's no-fault law blocks a crash lawsuit until an injury threshold is met, and a malpractice claim must go to a state panel before suit. Hawaii lets an injured person recover at 50 percent fault; Georgia does not.

    12 rules side by side 8 min read

  23. Georgia and Florida

    Georgia vs Florida Personal Injury Laws: A Comprehensive Legal Analysis

    Florida bars recovery only when the injured person is more than 50 percent at fault, so a person found exactly 50 percent at fault still recovers half in Florida and nothing in Georgia. In Florida medical negligence cases there is no bar at all. Florida also adds a no-fault threshold for crash injuries, caps claims against government at $200,000 per person, and bars adult children from recovering for their grief when a parent dies from medical negligence.

    15 rules side by side 11 min read

  24. Georgia and Delaware

    Georgia vs Delaware Personal Injury Laws: A Comprehensive Legal Analysis

    Delaware's cities and counties are immune from tort suits except as a statute provides; the tort claims statute lists three exceptions, and even then liability is capped at $300,000 per occurrence unless they carry more insurance. Delaware also lets an injured person recover at 50 percent fault, which Georgia does not, requires an affidavit of merit with every malpractice complaint, bars seat belt evidence in civil cases, keeps crash costs covered by PIP out of the lawsuit, and makes dog owners liable for injuries their dogs cause.

    12 rules side by side 10 min read

  25. Georgia and Connecticut

    Georgia vs Connecticut Personal Injury Laws: A Comprehensive Legal Analysis

    Connecticut's notice deadlines differ from Georgia's: 90 days for a defective-road claim against a town, six months for a suit naming a town and its employee, and 120 days for an alcohol-seller claim. Connecticut also lets an injured person recover at 50 percent fault, which Georgia does not, reduces awards by collateral source payments, caps alcohol-seller damages at $250,000, and makes dog owners liable without proof of a vicious history.

    15 rules side by side 9 min read